🔒 SECURE PAYMENT PROCESSING

Just fill out your info to unlock instant access to Michon's Pay Off your Credit Card program. You get lifetime instant access.

🔥 Step-by-step video modules that walk you through the exact strategies to eliminate your credit card debt—without sacrificing your lifestyle or working harder.

🔥 The Freedom Tracking System so you can stay motivated, track your wins, and watch your balances drop faster than you ever thought possible.

🔥 My proven Credit Card Payoff Framework designed to help you stop the debt cycle and make sure you never carry a balance again.

🔥 The Emotional Spending Reset so you can break free from old habits and shift into powerful, intentional money moves (no more guilt or shame—just results).

🔥 Plug-and-play payoff strategies that show you how to free up extra cash immediately, even if you’re on a tight budget.

🔥 Mindset rewires that help you release the stress, pressure, and survival mode thinking that’s kept you stuck—and step into financial freedom on your terms.

🎁 BONUS #1: The Credit Score Maximizer Guide
A step-by-step guide to boost your score during (and after) your debt payoff journey. You’ll learn exactly what moves matter most, how to optimize your credit utilization, and how to leverage your score for better opportunities—without any guesswork.

🎁 BONUS #2: The Emergency Fund Builder
Learn how to build a safety net while paying off debt—without slowing down your progress. You’ll create financial peace of mind, reduce your reliance on credit, and make sure your freedom lasts for the long-term.

Frequently Asked Questions

🚀 What happens after I pay off my credit cards?

You stop surviving and start scaling. Paying off your credit cards is just the beginning—it’s your launch pad into a whole new level of financial power. Once you clear the debt, you don’t just have less stress… you have more freedom, more options, and more money to put toward building the life (and legacy) you actually want.

Inside Pay Off Your Credit Card, you’re not just learning how to wipe out balances. You’re learning how to think, act, and make decisions like a woman who’s in total control of her finances. After you’ve paid off your credit cards, you’ll be able to redirect that money into wealth-building moves—whether that’s scaling your savings, investing, or funding the life you thought you had to wait for.

This isn’t a “get out of debt and go back to business as usual” program. This is about mastering your money so you never find yourself stuck in the same cycle again.

Because the real win isn’t just debt freedom—it’s becoming a woman who builds wealth on her terms.

❓Do I need to make more money for this to work?

No. This method is designed to work with the income you already have. You’ll be surprised at how much power you have over your finances—without adding more hours to your schedule.

❓Will I need to give up my lifestyle or fun spending?

Absolutely not. This is about intentional spending, not deprivation. You’ll learn how to enjoy your life and pay off your debt—without guilt or restriction.

⏳ How fast will I see results?

That depends on your starting point and how committed you are. Many Queens inside this program start seeing wins in the first 30 days—whether that’s paying off their first card or breaking free from emotional spending habits.

❓ I’ve tried budgeting before and it didn’t work. How is this different?

This isn’t a budget. It’s a strategy. You’ll focus on the actions that actually move the needle in paying off your debt—without rigid systems.

📅 What if I don’t know where to start?

The Pay Off Your Credit Card program walks you through every step in a way that’s simple, actionable, and actually makes sense (without confusing financial jargon). We start at Step 1 of my proprietary system. If you’re feeling overwhelmed and like it may not be possible for you, this system will give you a clear path forward.

🔍 What makes this different from other financial programs?

Let’s be honest… most debt payoff advice is written by men who don’t live in the real world—at least not one that looks anything like yours.

You’re told to cut up your cards, stop spending altogether, eat rice and beans, and basically shrink your life down to nothing until you “earn” your freedom. That’s not realistic. And it’s definitely not sustainable for women who are juggling careers, families, businesses, and their actual lives. You didn’t come here to live small or sacrifice the things you love in the name of getting ahead.

The Pay Off Your Credit Card program isn’t about deprivation. It’s about strategy.

This is a system built for real women who want real results—without giving up their lifestyle, saying goodbye to their morning latte, or feeling like they’re being punished for living their life. You’ll learn how to take control of your credit cards (instead of them controlling you), eliminate your debt faster, and keep your financial freedom once you’ve earned it. And you’ll do it in a way that aligns with how you actually live—not how some outdated financial “guru” thinks you should.

This isn’t about restriction. It’s about reclamation.

Because when you understand how to leverage your money strategically (without working harder or budgeting like it’s a second job), financial freedom isn’t just possible—it’s inevitable.

📥 How long do I have access to the program?

You get lifetime access! That means you can go through the content at your own pace, revisit the lessons whenever you need, and implement the strategies when you’re ready.

🚀 What happens after I pay off my credit cards?

That’s when the real fun begins. Once you’ve optimized your cash flow, eliminated debt, and created more financial freedom, you can start using your money to build real, lasting wealth. This is just the beginning of financial independence—and once you master the system, you’ll never look at money the same way again.

📥 How do I get access to the program?

Lifetime access. Once you join, you get instant access to all modules, tools, and bonuses forever—so you can go through the program at your own pace and revisit it anytime you need.

💡 Can I really do this?

Yes, Queen—you can. And not just in theory. You can do this right now, with the money you’re already making.

You don’t need to be perfect with money. You don’t need to have a six-figure salary. You don’t need another degree in personal finance. What you do need is a system that actually works for real women with real lives. One that gives you clarity, control, and a simple plan to follow—without the shame, restriction, or “cut out your daily latte” energy.

That’s exactly what Pay Off Your Credit Card delivers.

I created this for women just like you. Women who’ve tried the budgeting apps, the financial “experts,” and the restrictive systems that make you feel like freedom only comes after sacrifice. I’m here to show you a better way. One that works for you, not against you.

You’re already working hard. It’s time your money started working harder for you. And with this method? It will.